I'm just past 68% of the game completed and in terms of spending your money,there's little to no chance.Only options are buying clothes,weapons/armour,ladies of the night,strip clubs,giving money to bums,etc.
As far as I know you can't buy property in the game,can't buy cars or anything like that.Which is a really pity since I've just over the 500,000 mark to spend,and giving it to bums gets boring after about 10minutes.
There are a good few moral decisions littered throughout the game which keep it interesting,but its really a peal back to GTA 3,a variation of Vice City would have been great.
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