Card stolen help

**paul_oshea** · 03/10/2007, 6:16 PM

Just spoke with the bank there. Got some positive feedback in regards the transactions, looks like i should get my money back if its proven fraud.

Here is a list of the times for some of the transactions. The card was definitely in my pockets at these times, if the guy on the phone was right that its not local time, but UK time i.e. its not 6 hours behind:

The left is my limit going up. How can someone run in and out of a shop in 1 min and rack up that amount

1484.40 D 30/09/07 7:22 am
1480.05 D 30/09/07 7:24 am
1446.88 D 30/09/07 10:24 am
1445.23 D 30/09/07 10:33 am
1363.11 D 30/09/07 9:06 am
1093.30 D 30/09/07 10:29 am
1071.81 D 30/09/07 9:22 am
1020.53 D 30/09/07 9:21 am
969.25 D 30/09/07 10:29 am
926.77 D 30/09/07 10:28 am
854.54 D 30/09/07 8:09 am
802.33 D 30/09/07 10:32 am
798.29 D 30/09/07 6:44 am
767.85 D 30/09/07 9:20 am
716.02 D 30/09/07 8:26 am
688.15 D 30/09/07 9:19 am
636.34 D 30/09/07 8:27 am
608.47 D
606.72 D 29/09/2007 9:58 pm
554.98 D
552.70 D 30/09/07 705 am
400.50 D

ORA the bottom one is the $300 cash withdrawal.

**paul_oshea** · 04/10/2007, 10:29 AM

i jumped into the middle as usual above. ORA to answer your original question, I first thought that the card may have been cloned and/or stolen. But now I think I lost it ( after it had been cloned ) and it was also cloned ( as I still had the card in my wallet when these transactions went through UK time), if those transaction times are to be believed. However if you were to add 6 hours to those times to make them UK time, then I would go with the idea that my card was stolen like you refered too.
Either way its good to know I can come on here and get good and sound advice, and a sympathetic ear ( cos I would usually be the one to say it was a stupid mistake on the part of the person who had it done to them, and I still do even though it happened to me

- which is not always the case I know! )

**OneRedArmy** · 04/10/2007, 11:17 AM

Paul whatever you do don't say what you just said above to your banks fraud department!!

At a guess I'd say someone observed you entering your PIN when you got the cash out, followed you and dipped your pocket and took your card.

Its possible they had a card reader attachment on the ATM, but in that case there is no real need for them to take the risk and take your card as well.

Its also hypothetically possible you were unluckly enough to be skimmed and have your card stolen separately within a period of hours by different people, but you must have been seriously monkied!!!!

**paul_oshea** · 04/10/2007, 11:56 AM

Its also hypothetically possible you were unluckly enough to be skimmed and have your card stolen separately within a period of hours by different people, but you must have been seriously monkied!!!!

If ye knew me, you'd know that anything is possible, and that theory did go through my head!!!! Initially I wasn't "well oiled*" but at the end of the night and the second time I went to the atm I was!

Don't worry I said nothing like that to the bank. It would only confuse me, them and anyone else

*not sure if monkied means drunk or duped in this circumstance ( or possibly both or just dumb)