Quote****. Will have to check out Vivas
Hi all,
Breaking news that BUPA have informed their staff that it is pulling out of Ireland almost totally. Apparently a press release is due at 12.45ish.
That's from someone working there.
Hat's off to Bertie, fat Mary and co.
The above is all opinion and based on personal experience. Unless stated otherwise it is not a dig at anybody, well probably none of you lot.
****. Will have to check out Vivas
Always look on the bright side of life
Back to being raped by vhi more like, I hear Vivas are expensive.
The above is all opinion and based on personal experience. Unless stated otherwise it is not a dig at anybody, well probably none of you lot.
Ah Fcuk em!!
...and I'm a BUPA customer. They're not much cheaper than VHI anyway.
Not allowed make as big a profit -but still an attractive profit - so they're puncturing the ball and going home for their tea.
I say again ...fcuk em!!!
" I wish to God that someone would be able to block out the voices in my head for five minutes, the voices that scream, over and over again: "Why do they come to me to die?"
The government have failed to provide a health insurance market. With stories of public patients having shorter waitng periods than private people could see more people opting out of private insurance altogehter which again will cost the tax paper more money.
I expect stealth price rises now from VHI with more or less zero competition.
What happens now? i presume all direct debits will be just closed off and it's up to BUPA customers to go and look for new health insurance
Eh, all Private Health Care was going up anyway, as the Government increased the charges - it was one of the stealth taxes in the budget.Originally Posted by pete
As for BUPA pulling out, they knew that we had community rating and risk equalisation in this market. And there is a market, as VIVAS are happy to carry on. BUPA are just spitting the dummy as they thought they could bully the state - they'd still be profitable, just not quite as profitable.
Unless people genuinely want to remove the community rating and have a situation like the UK where you can only afford private health insurance as long as you're not sick? i.e. as soon as you claim, or become high risk, the charges simply become too much to pay.
If you attack me with stupidity, I'll be forced to defend myself with sarcasm.
Vivas only market to company group schemes. If average Joes & Joesphines started looking for cover they'd be gone in a shot.
I think 2 years ago the government added the benefit on kind stealth tax on health insurance.
Sometimes I woner what the point of private health insurance anyway. I learnt recently that if in for cardiac surgery you don't stuck in cardiac ward no matter whether public or private status anyway...
Well there is a theory that you'd be better off saving the amount and using it when you are actually ill, although the way this Government is thinking there'll soon be a means test on this too
I'd much rather pay the extra amount that I currently spend on health insurance as income tax or a health service levy that would give us a top class public health service for everyone.
If you attack me with stupidity, I'll be forced to defend myself with sarcasm.
If it wasnt for having health insurance I would still be hobbling around and 6000 poorer.
I believe the germans have some system like that where you pay from income tax so the more you earn the more you pay. If you in very top pay bracket you arrange privately yourself.
Members are entitled to transfer to another insurer with no break in insurance cover.
It's the bleedin 300 or so jobs in Fermoy that annoy me. Dagger to the heart of the town.
I think I'll just put a set amount into some savings or other as suggested above for a rainy day. Fed up of this place. Really fed up with the dictators running the place. Forced out for making profits and employing loads. You couldn't make it up.
The above is all opinion and based on personal experience. Unless stated otherwise it is not a dig at anybody, well probably none of you lot.
Fermoy is very close to Cork city especially with new Motorway so should be enough options. It would be worse if was in some town in ths sticks.
Oh yeah, the unused tolled motorway, all of 8 km's of it that are relevant to people in Fermoy. Sweet. Cork City doesn't need the extra 300 hundred people to shop/live/socialise in the town, Fermoy does.
The above is all opinion and based on personal experience. Unless stated otherwise it is not a dig at anybody, well probably none of you lot.
No, they just won't renew policies, and they won't accept any more customers.
BUPA...the Dundalk of the Eircom Helathcare league... they knew the rules re community rating (risk equalisation) before they set up their operation (sorry !!) here
On a more serious point and as already mentioned...I believe that community rating makes sense as it it means that all members pay the same premium so matter what thier age...so suure you pay a little more when you are younger but at least when you get older and more likely to need the cover you can afford it. Also and this is a very personally view, many people have paid VHI contributions for a long number of years, in my case continousely since 1977, so we'd be pretty ****ed of it we were now told that in future our premiums would be based on our age and community rating no lomnger existed and we were getting no "allowence" for the fact that we paid high preimums when we were younger
How come as a young person I pay far more in car insurance because im in the “higher risk bracket”
Now for my health insurance im in the “lower risk bracket” I should be getting a cheaper premium but no ive to subsidise the older more “risky” clients !!
Surely insurance should be based on the risk posed .
you make a very fair point Anto, I think younger people between crippling mortage payments, high motor insurances and lower wages (then say the 40-65 age bracket) have it much tougher than people nearing retirement
Camac Ultras North Terrace Section
For car insuranace it will be argued that statistically young people more prone to claim so it is a mystery why not applied to health insurance. If you prove you are a safe driver through track record you get car insurance discount yet for health insurance healthy people pay the same as alcoholics, smokers etc...
Bupa closing 300 office jobs doesn't not kill Fermoy. Its not as these specialist jobs that no other company works at. All means that people may have to travel further to find work.
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