Credit cards

[sligoman]

None of the credit card companys do.

I know MBNA do so that's wrong.

Some of the gambling sites charge for ALL credit cards.

Do you know if Paddy Power do? That's the online account I'll be using.

[onceahoop]

I have a BOI Laser card which also has a Maestro logo. However I think I read somewhere that there are charges for using Maestro abroad. Don't know if it's still the case as were all in the Euro, you can even use some ATM's in UK without paying a charge now.

Anyone using a credit card for gambling better be very disciplined. Don't go chasing your losses and clear your card account every month. I know a few sharks on Betfair who who lay odds and they'd buy and sell you. At least with a Laser you can only spend what you have in your account.

BTW I loaded the cc a few years ago before goin to the US for hols and got a call from MBNA saying they didn't like cc's in credit. told them to **** off nicely. Haven't had a problem since. Beat paying five bucks for every ATM transaction

[the 12 th man]

So, to answer my question. Any of ye know a credit card company that don't charge for gambling transactions?.

Have you got the funds for a debit/laser card?

[sligoman]

BTW I loaded the cc a few years ago before goin to the US for hols and got a call from MBNA saying they didn't like cc's in credit. told them to **** off nicely. Haven't had a problem since.

That's for 2 reasons: (1.) It's a method of money laundering and (2.) If your card was stolen and used, you are not covered for any money loaded onto it so you were taking it at yer own risk.

Have you got the funds for a debit/laser card?

Yeah. But I think I'd prefer a credit card. Is their a government levy on laser cards?.

[the 12 th man]

Is their a government levy on laser cards?.

Yep,no escape.

[sligoman]

Yep,no escape.

Is it 40 aswell?

[steno]

40 on them all far as I know.

[the 12 th man]

40 on them all far as I know.

But no fee for betting sites so I can't see why you (sligoman) don't avail,who wants to bet on tick?.

[The Ref]

Is it 40 aswell?

Yep,no escape.

40 on them all far as I know.

e40 stamp duty on credit card

e10 stamp duty on atm card

e10 on Laser card

if the Laser and atm card are combined (in most cases they are) both levies are charged i.e. a e 20 charge

FYI the e40 levy is charged in April of each year and is charged for the year just passed. If you cancel or change your card during the year your financial institution charges you the e40 but you don't have to pay that again until the following April plus 12 months

eg

cancel card 1 Jan 2006

bank charges e40

next e40 due 1 April 2007

full details are available on http://www.revenue.ie/index.htm?/leaflets/financial.htm

[sligoman]

But no fee for betting sites so I can't see why you (sligoman) don't avail,who wants to bet on tick?.

Laser sounds like the way to go alright then but are they as widely accepted as Visa/Mastercard credit cards?

[the 12 th man]

Laser sounds like the way to go alright then but are they as widely accepted as Visa/Mastercard credit cards?

Not sure on the World scale but I use mine here all the time.

[A face]

Whats the best one out there ??

[Dodge]

No real difference TBH, except for a worrying development of certain sporting events only accepting certain CCs (World Cup - mastercrd, Olympics - Visa). If you've no intention of going to something like that, no real difference

[wws]

Whats the best one out there ??

switch from one to the other - availing of the interest free periods you get when you sign up - never pay any interest (although anyone paying CC interest in the first place is an idiot in my view)

[Drumcondra Red]

Steer clear of MBNA, you miss one payment and they'll blacklist you, or so I'm told, all the others seem to be fairly similar

[sligoman]

Steer clear of MBNA, you miss one payment and they'll blacklist you, or so I'm told, all the others seem to be fairly similar

I work for them

[Drumcondra Red]

I work for them

So would I be right then???

[sligoman]

So would I be right then???

They wont "blacklist" you. They just have fairly hefty fees for late payments/handling fees etc. compared to other banks. Hence why I'm not applying for a card there.

[SligoBrewer]

would you not get some special rate?

[sligoman]

would you not get some special rate?

Yes, but not exempt from fees and charges.