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Thread: Funds lodged into my bank account

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    Coach eirebhoy's Avatar
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    Funds lodged into my bank account

    I got a lodgement of €1,800 into my bank account (by cheque because it took a few days to clear) but I haven't a clue what it's for. It looks like a monthly wage but I get paid weekly by my job and the company name comes up on the statement. This just gives a lodgement number on the statement. It's probably a mistake so do I sit and wait or ring the bank?

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    New Signing joeSoap's Avatar
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    Depends on your conscience boy....

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    Quote Originally Posted by eirebhoy View Post
    I got a lodgement of €1,800 into my bank account (by cheque because it took a few days to clear) but I haven't a clue what it's for. It looks like a monthly wage but I get paid weekly by my job and the company name comes up on the statement. This just gives a lodgement number on the statement. It's probably a mistake so do I sit and wait or ring the bank?
    Stag's Head. 15 minutes.

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    Godless Commie Scum
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    Bertie, is this what your lawyers meant by taking your time to come up with an explaination?
    If you attack me with stupidity, I'll be forced to defend myself with sarcasm.

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    Id say someone just put the wrong number on the slip. Ring the bank and tell them its the right thing to do. And they normally figure it out anyway and they will take it back off you !!

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    Coach eirebhoy's Avatar
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    If it's a mistake I'd happily keep the money. If it's likely to get found out either way I'll just ring them. I don't know if it's a coincedence that I was in the bank for a withdrawal the day of the lodgement.

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    International Prospect osarusan's Avatar
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    Withdraw as much as possible with your bank card, then go straight to the bank and report your card stolen. Doing it while the money's in your pocket would feel extra special I guess.

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    Coach eirebhoy's Avatar
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    Good idea. But I actually lost my bank card last week which is why I had to go into the bank to withdraw.

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    withdraw all and close the ac
    Ignore Max Power, he is no more, the future is Ron Burgundy. I'd love to be Ron Burgundy but they won't let me........

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    Reborn thischarmingman's Avatar
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    "Sisters jailed after spending bank's error."

    Two sisters have been given custodial sentences for helping to spend nearly £135,000 which was put into one of their bank accounts by mistake.
    http://www.telegraph.co.uk/news/main...sisters129.xml



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    Quote Originally Posted by thischarmingman View Post
    "Sisters jailed after spending bank's error."



    http://www.telegraph.co.uk/news/main...sisters129.xml


    In fairness there's a big differance in the figures there to compare. For one he could easily pay it back, i doubt they could and secondly you could easily argue how you didnt even know it was a mistake as it's not a massive sum, i think with £135k it's beyound obvious it was'nt meant for you!.

    Personally i'd leave it there for a week or so, have you checked your online statement to see the name of the lodgement
    There's the right way, the wrong way.... and the Max Power way!! :-D

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    Coach Pauro 76's Avatar
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    The money was just resting in my account....
    'Fascists dress in black and go round telling people what to do, where as priests.....'

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    Quote Originally Posted by PAURO 7 View Post
    The money was just resting in my account....
    nice one pauro
    Ignore Max Power, he is no more, the future is Ron Burgundy. I'd love to be Ron Burgundy but they won't let me........

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    Coach eirebhoy's Avatar
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    Quote Originally Posted by gilberto_eire View Post
    Personally i'd leave it there for a week or so, have you checked your online statement to see the name of the lodgement
    Just says "LODGMENT ******".

    The exact figure is 1,872 which would be €12 an hour for a 39 hour week and no tax. I'm trying everything to figure out what it is. I think I'll just leave it in my account for about a month and then start spending. If I have to pay it back it's an interest free loan.

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    Coach John83's Avatar
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    Quote Originally Posted by eirebhoy View Post
    I got a lodgement of €1,800 into my bank account (by cheque because it took a few days to clear) but I haven't a clue what it's for. It looks like a monthly wage but I get paid weekly by my job and the company name comes up on the statement. This just gives a lodgement number on the statement. It's probably a mistake so do I sit and wait or ring the bank?
    Ask to see the cheque. The bank should be able to produce a photocopy. It may take a few days.

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    First Team Billsthoughts's Avatar
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    When whoever the money was supposed to go to checks for their cash and it isnt there - they will no doubt query with the bank. The bank will check all the reports for that day for the figure and come accross your transaction. Then they will cancel and reverse the transaction and the money will come out of your account. So I wouldnt go spending it.

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    Seasoned Pro Bluebeard's Avatar
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    Damnit - I told my good friend Dr. Fedrick Mobutu Sese-Seko it was a nine not a five over the phone...
    That question was less stupid, though you asked it in a profoundly stupid way.

    Help me, Arthur Murphy, you're my only hope!

    Quote Originally Posted by Dodge
    I bow to no one. bar Bluebeard and Mr A

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    Quote Originally Posted by Bluebeard View Post
    Damnit - I told my good friend Dr. Fedrick Mobutu Sese-Seko it was a nine not a five over the phone...
    How's the Doc keeping these days? He's a character. Just can't seem to get him on the phone of late.

    Tell him he's to get back to me about that whole "looking after my life savings" thing.
    Quoting years at random since 1975

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    Quote Originally Posted by Wolfie View Post
    How's the Doc keeping these days? He's a character. Just can't seem to get him on the phone of late.

    Tell him he's to get back to me about that whole "looking after my life savings" thing.
    I thought i was the one he asked to do that
    Ignore Max Power, he is no more, the future is Ron Burgundy. I'd love to be Ron Burgundy but they won't let me........

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    dont spend it whatever ya do, they will eventually realise an error somewhere and retract it from your account..remember the lad in england when 18 million was lodged in his account by accident, he reported it straight away, if that was me it would be cayman islands all the way!!
    'How can I hate women, my Mums one!!!' Chris Finch

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