Is this him? :D :D :DQuote:
Originally Posted by tricky_colour
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Is this him? :D :D :DQuote:
Originally Posted by tricky_colour
I requested a copy of the cheque so I have to go back in on Monday.
Fair play Eirebhoy. In your position I do not know that I would have known what to do, and I think that asking for impartial advice is the best thing a body could do in such circumstances.Quote:
Originally Posted by eirebhoy
And if the money belongs to the wrong type of person A body is exactly what you might end being if you spend it :D:D:DQuote:
Originally Posted by Bluebeard
Good job he didn't ask for your advice then, hah....Quote:
Originally Posted by Bluebeard
Quote:
Originally Posted by Bluebeard
:o:D.Quote:
Originally Posted by kingdom hoop
Might have been a refund check from British Gas
"Well you should know your name sir".
:D:D Nice.Quote:
Originally Posted by Macy
The bank rang today. They said they'll have a copy of the cheque in tomorrow but they told me the name on the lodgement slip. I don't recognise the name. So it doesn't seem to be a mistake by the bank. If the lodger put down the wrong account number, surely the sort code wouldn't match?
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Originally Posted by eirebhoy
Was the name 'Fairy Godmother'?
It may have been meant for account that in same branch. The bigger the branch the greater chance this could happen.Quote:
Originally Posted by eirebhoy
The name you don't recognise, is that the name of the person who paid in the lodgement or the person who's account it was supposed to be lodged in to? It's possible that he put the wrong sort code in by accident and your account number happened to be the same as someone else. A cheque shouldn't be lodged into the wrong account by accident as the account should be checked to make sure the name of the account number matches who the cheque is written to.
How'd this work out, Eirebhoy?
Prob' on holiday spending the dosh:D
Imagine though you got the lodgers name and it was somebody you really despised, would be so enjoyable spending there money anyway!!:)
Just back from the bank. They still didn't have a copy of the cheque but they showed me the lodgement slip. The name of the person on the lodgement slip wasn't mine. The account number and sort code was mine. The girl checked the system for the name on the slip and he had a completely different a/c number to me.
It ended up being lodged with the same teller I had withdrawn money with 40 minutes previously. She must have looked at the wrong piece of paper or whatever. I gave them permission to withdraw the money from my account. The guy who should have received the money obviously hadn't contacted the bank yet. It was lodged it on the 25th March.
Anyway, I wasn't expecting to keep the money after the replies to this thread so I'm just a little disappointed. :) I could have probably bargained for an interest free loan of that amount but it would still have to be paid back in the end.
But you feel fantastic for doing the right thing...right?! :)
Well done eirebhoy for sorting that out. And like Maz said: hope you feel good for doing the right thing!
Like your good self, this guy did the right thing too!
http://origin.dailybreeze.com/ci_8876833
I took out a student loan in 1996 and was handed the cash , a few days later they credited it to my account as well and i still feel fantastic 12 years later.Quote:
Originally Posted by Maz
Good Karma. Trust me, you may really want the dosh now but in a few years when you are better placed (hopefully) you will put it down to the fact you did the right thing back then and you go tell your kids the story:)Quote:
Originally Posted by DIFChick
If this happens, you can't keep the money but strangely nor can the bank take it back without your permission (or by threatening/taking legal action)... but you ARE entitled to the interest on the money, so you better have had it in an interest earning account.
and re signatures... i used to work in one of the bigger banks when i lived back home and i know that signatures on cheques are only routinely checked if the amount is more than 5,000GBP (I worked in sterlingland)... i think the southern figure was e10,000, but this may have changed in the last year or two... other than that signatures are never checked... unless you are actually cashing a cheque on demand, but otherwise it never happens... although, of course, never underestimate the ability of a teller to spot the right signature on a cheque... some companies write a lot of cheques and some tellers, especially the more experienced ones, will be able to spot and recognise the right signatures on cheques by eyesight and memory alone...
you obviously don't bank with ulster bank, cos they can get an image of any cheque lodged to your account (or written by you and debited from your account) within the last six months in a matter of moments... and if you do and they say they can't, they're wrong... factotum.
oh, and if the other person had eventually realised their error (and remembered the date of the transaction), there would have been no difficulty whatsoever on the part of the bank in tracking you down... and if the money had been gone, you may have received some very nasty letters... although if it was the state overpaying you, the inefficiencies i have seen there would lead me to believe you would have no difficulty whatsoever getting away with keeping it.