I know MBNA do so that's wrong.Quote:
Originally Posted by Dodge
Do you know if Paddy Power do? That's the online account I'll be using.Quote:
Originally Posted by Dodge
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I know MBNA do so that's wrong.Quote:
Originally Posted by Dodge
Do you know if Paddy Power do? That's the online account I'll be using.Quote:
Originally Posted by Dodge
I have a BOI Laser card which also has a Maestro logo. However I think I read somewhere that there are charges for using Maestro abroad. Don't know if it's still the case as were all in the Euro, you can even use some ATM's in UK without paying a charge now.
Anyone using a credit card for gambling better be very disciplined. Don't go chasing your losses and clear your card account every month. I know a few sharks on Betfair who who lay odds and they'd buy and sell you. At least with a Laser you can only spend what you have in your account.
BTW I loaded the cc a few years ago before goin to the US for hols and got a call from MBNA saying they didn't like cc's in credit. told them to **** off nicely. Haven't had a problem since. Beat paying five bucks for every ATM transaction
Quote:
Originally Posted by sligoman
Have you got the funds for a debit/laser card?
That's for 2 reasons: (1.) It's a method of money laundering and (2.) If your card was stolen and used, you are not covered for any money loaded onto it so you were taking it at yer own risk.Quote:
Originally Posted by onceahoop
Yeah. But I think I'd prefer a credit card. Is their a government levy on laser cards?:confused:.Quote:
Originally Posted by the 12 th man
Yep,no escape.Quote:
Originally Posted by sligoman
Is it 40 aswell?Quote:
Originally Posted by the 12 th man
40 on them all far as I know.
But no fee for betting sites so I can't see why you (sligoman) don't avail,who wants to bet on tick?.Quote:
Originally Posted by steno
Quote:
Originally Posted by sligoman
Quote:
Originally Posted by the 12 th man
e40 stamp duty on credit cardQuote:
Originally Posted by steno
e10 stamp duty on atm card
e10 on Laser card
if the Laser and atm card are combined (in most cases they are) both levies are charged i.e. a e 20 charge
FYI the e40 levy is charged in April of each year and is charged for the year just passed. If you cancel or change your card during the year your financial institution charges you the e40 but you don't have to pay that again until the following April plus 12 months
eg
cancel card 1 Jan 2006
bank charges e40
next e40 due 1 April 2007
full details are available on http://www.revenue.ie/index.htm?/leaflets/financial.htm
Laser sounds like the way to go alright then but are they as widely accepted as Visa/Mastercard credit cards?Quote:
Originally Posted by the 12 th man
Quote:
Originally Posted by sligoman
Not sure on the World scale but I use mine here all the time.
Whats the best one out there ??
No real difference TBH, except for a worrying development of certain sporting events only accepting certain CCs (World Cup - mastercrd, Olympics - Visa). If you've no intention of going to something like that, no real difference
Quote:
Originally Posted by A face
switch from one to the other - availing of the interest free periods you get when you sign up - never pay any interest (although anyone paying CC interest in the first place is an idiot in my view)
Steer clear of MBNA, you miss one payment and they'll blacklist you, or so I'm told, all the others seem to be fairly similar
I work for them:pQuote:
Originally Posted by Drumcondra Red
Quote:
Originally Posted by sligoman
So would I be right then??? :D
They wont "blacklist" you. They just have fairly hefty fees for late payments/handling fees etc. compared to other banks. Hence why I'm not applying for a card there:D.Quote:
Originally Posted by Drumcondra Red
would you not get some special rate?
Yes, but not exempt from fees and charges.Quote:
Originally Posted by SligoBrewer